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Effective November 1, 2006, deposits made in the night drop before 7:30am will be posted to your account before that mornings ACH, ATM and share draft postings

Credit Union Closed

Mon, Sept 1st
  Labor Day

Mon, Oct 13th
  Columbus Day

Tues, Nov 11th
   Veterans Day

Thurs & Fri,
Nov 27th & 28th
   Thanksgiving
For your convenience, we will be open until 6:00pm on Wednesday, Novemeber 26th

Wed & Thurs,
Dec 24th & 25th
   Christmas

For your convenience, the Drive In will remain open until 6:00pm on Wednesday, November 21st. The credit union will close at 1:00pm on Christmas Eve, December 24th. The credit union will close at 3:00pm on Monday, December 31st.

Online banking is now available at no charge.
Come by the credit union and enroll today!

RATES EFFECTIVE June 1, 2008
**Rates subject to change monthly**
Annual Yields are compounded monthly

  Terms Rate Annual Percentage Yield
Certificates of Deposit  
$1,000 Minimum
Early withdrawal penalties may apply to Term Share Accounts (CD's).
90 Days 2.25% 2.273%
180 Days 2.50% 2.528%
365 Days 2.75% 2.784%
2 Years 3.00% 3.041%
3 Years 3.25% 3.298%
       
Regular IRA   2.00% 2.018%
       
CD IRA   2.75% 2.784%
       
Regular Shares   .60% .601%
Super Share Rates 2,501.00-4,999.99 .70% .701%
  5,000.00-9,999.99 .80% .802%
  10,000.00-24,999.99 .90% .903%
  25,000.00 & Over 1.00% .1.04%
       
Club Accounts   .60% .601%
Draft Accounts   .50% .501%

Loan Rates
  Terms Rate
VEHICLE LOANS    
New Vehicle

6 years
5 years
4 years
3 years
2 years
6.50%
5.50%
5.25%
5.00%
4.75%
Pre-Owned Vehicles
2003-2007
1998-2002

12-60 months
12-48 months

5.50%
6.50%
Classic vehicles 12-36 months 14.50%
MOTORCYCLE LOANS    
New motorcycles 12-60 months 6.50%
Pre-owned
2003-2007
1998-2002

12-60 months
12-48 months

5.50%
6.50%
WATERCRAFT LOANS    
New watercraft 12-60 months 8.50%
Pre-owned 12-60 months 9.50%
Over $25,000 12-84 months 9.50%
MOTORHOME / TRAVEL TRAILER    
New / pre-owned 12-120 months 9.00%
FARM EQUIPMENT    
New / pre-owned 12-60 months 9.00%
Credit union may match dealership rates for loan types stated above.
PERSONAL LOAN RATES    
Share Secured   5.00%
CD Secured


  3.00%
above CD rate
Unsecured loans rate based on credit 13%
Unsecured loans with collateral   10.00%
MasterCard / Gold / Platinum
Introductory APR for 1 year on purchases & balance transfers
  12.99% / 10.99% / 8.99%

9.50% / 8.50% / 6.00%
Visa / Gold
Introductory APR for 1 year on purchases & balance transfers
  12.99%/ 10.99%

9.50% / 8.50% / 6.00%
     
½ off for payroll deduction or automatic payment on vehicle, motorcycle, watercraft, motorhome/traveltrailer or farm equipment loans. Add 3.50% for Class A- loans (not to exceed 18%) Special rates for Class A+ loans may apply. The Credit Union may match proven interest rates from dealerships.