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Effective November 1, 2006, deposits made in the night drop before 7:30am will be posted to your account before that mornings ACH, ATM and share draft postings
Credit Union Closed
Mon, Sept 1st
Labor Day
Mon, Oct 13th
Columbus Day
Tues, Nov 11th
Veterans Day
Thurs & Fri,
Nov 27th & 28th
Thanksgiving
For your convenience, we will be open until 6:00pm on Wednesday, Novemeber 26th
Wed & Thurs,
Dec 24th & 25th
Christmas
For your convenience, the Drive In will remain open until 6:00pm on Wednesday, November 21st. The credit union will close at 1:00pm on Christmas Eve, December 24th. The credit union will close at 3:00pm on Monday, December 31st.
Online banking is now available at no charge.
Come by the credit union and enroll today!
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RATES EFFECTIVE June 1, 2008
**Rates subject to change monthly**
Annual Yields are compounded monthly
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Terms |
Rate |
Annual Percentage Yield |
Certificates of
Deposit
$1,000 Minimum
Early withdrawal penalties may apply to Term Share
Accounts (CD's). |
90 Days |
2.25% |
2.273% |
| 180 Days |
2.50% |
2.528% |
| 365 Days |
2.75% |
2.784% |
| 2 Years |
3.00% |
3.041% |
| 3 Years |
3.25% |
3.298% |
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| Regular IRA |
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2.00% |
2.018% |
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| CD IRA |
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2.75% |
2.784% |
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| Regular
Shares |
|
.60% |
.601% |
| Super Share Rates |
2,501.00-4,999.99 |
.70% |
.701% |
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5,000.00-9,999.99 |
.80% |
.802% |
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10,000.00-24,999.99 |
.90% |
.903% |
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25,000.00 & Over |
1.00% |
.1.04% |
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| Club Accounts |
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.60% |
.601% |
| Draft Accounts |
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.50% |
.501% |
Loan Rates
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Terms |
Rate |
| VEHICLE LOANS |
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New Vehicle
|
6 years
5 years
4 years
3 years
2 years |
6.50%
5.50%
5.25%
5.00%
4.75% |
Pre-Owned Vehicles
2003-2007
1998-2002 |
12-60 months
12-48 months |
5.50%
6.50% |
| Classic vehicles |
12-36 months |
14.50% |
| MOTORCYCLE LOANS |
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| New motorcycles |
12-60 months |
6.50% |
Pre-owned
2003-2007
1998-2002
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12-60 months
12-48 months |
5.50%
6.50% |
| WATERCRAFT LOANS |
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| New watercraft |
12-60 months |
8.50% |
| Pre-owned |
12-60 months |
9.50% |
| Over $25,000 |
12-84 months |
9.50% |
| MOTORHOME / TRAVEL TRAILER |
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| New / pre-owned |
12-120 months |
9.00% |
| FARM EQUIPMENT |
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| New / pre-owned |
12-60 months |
9.00% |
Credit union may match dealership rates for loan types stated above.
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| PERSONAL LOAN RATES |
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| Share Secured |
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5.00% |
CD Secured
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3.00%
above CD rate |
| Unsecured loans |
rate based on credit |
13% |
| Unsecured loans with collateral |
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10.00% |
MasterCard / Gold / Platinum
Introductory APR for
1 year on purchases & balance transfers |
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12.99% / 10.99% / 8.99%
9.50% / 8.50% / 6.00% |
Visa / Gold
Introductory APR for 1 year on purchases & balance
transfers |
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12.99%/ 10.99%
9.50% / 8.50% / 6.00% |
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½ off for payroll
deduction or automatic payment on vehicle, motorcycle,
watercraft, motorhome/traveltrailer or farm equipment
loans. Add 3.50% for Class A- loans (not to exceed 18%)
Special rates for Class A+ loans may apply. The Credit
Union may match proven interest rates from dealerships.
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