Monday – Thursday: 9am – 3pm. Friday: 9am – 6pm. Drive Thru: Monday – Thursday: 9am – 3pm. Friday: 8am – 6pm (972) 262-7935 | View Holiday Schedule
Rates effective January 1, 2026
Rates subject to change monthly | Annual Yields are compounded monthly
| Type | Dividend Rate | APY |
|---|---|---|
| Draft Account | Checking | 0.05% | 0.050% |
| Regular Shares | 0.05% | 0.050% |
| Super Shares | ||
| $2,500 – $4,999.99 | 0.10% | 0.100% |
| $5,000 – $9,999.99 | 0.10% | 0.100% |
| $10,000 – $24,999.99 | 0.10% | 0.100% |
| $25,000 and over | 0.10% | 0.100% |
| Club Accounts | 0.05% | 0.050% |
| IRA Rate (Monthly Dividend) | 3.50% | 3.556% |
Grand Prairie Credit Union may match CD rates of other Financial Institutions
| Term | Dividend Rate | APY |
|---|---|---|
| 90 Days | 3 Months | 2.75% | 2.78% |
| 180 Days | 6 Months | 3.00% | 3.04% |
| 365 Days | 1 Year | 3.25% | 3.29% |
| 2 Years | 3.35% | 3.40% |
| 3 Years | 3.50% | 3.55% |
**Annual Percentage Yield Compounded Monthly | Rates subject to change Monthly. Early withdrawal penalties may apply to Term Share Accounts (CDs). Grand Prairie Credit Union may match CD rates of other Financial Institutions.**
| Term | Rate |
|---|---|
| New Vehicles** | |
| 24 Months | 5.25% |
| 36 Months | 5.50% |
| 48 Months | 5.75% |
| 60 Months | 6.00% |
| 72 Months | 7.00% |
| Pre-Owned Vehicles** | |
| 2021 – 2026 | 60 Months | 6.00% |
| 2016 – 2020 | 48 Months | 7.00% |
**0.50% deduction on loan rates for payroll deduction or automatic payments excluding personal loans. 3.50% will be added for A- loans and 0.50% deduction for A+ loans excluding personal loans.**
| Term | Rate |
|---|---|
| New Motorcycles | |
| Up to 60 Months | 7.25% |
| Used Motorcycles | |
| 2021 – 2026 | Up to 60 Months | 7.25% |
| 2016 – 2020 | Up to 48 Months | 8.25% |
| New Watercraft | |
| Up to 84 Months | 6.75% |
| Over $25k Up to 120 Months | 6.75% |
| Used Watercraft | |
| Up to 60 Months | 7.25% |
| Over $25k Up to 120 Months | 7.25% |
| Term | Rate |
|---|---|
| Motorhome, RV, & Travel Trailers | |
| Up to 120 Months | 7.00% |
| Farm Equipment | |
| Up to 60 Months | 8.25% |
| Term | Rate |
|---|---|
| Share Secured Loans | 5.00% |
| CD Secured Loans | 3.00% above CD Rate |
| Personal Loans** | |
| Up to 36 Months | 9.00% | 12.00% | 14.00% |
| Over $4,000 Up to 60 Months | 10.00% | 13.00% | 15.00% |
| Personal Loans with Collateral | |
| Up to 36 Months | 7.00% |
| A+ Credit | Up to 36 Months | 5.00% |
**1.00% interest rate reduction on personal loans for each collateralized loan with Grand Prairie Credit Union. Rates shown for personal loans are listed in order from left to right for A+, A, and A- credit.**
| Term | Rate |
|---|---|
| Mastercard | |
| Standard | 12.99% |
| Gold | 10.99% |
| Platinum | 8.99% |