Credit Unions are owned by it’s members, therefore, your accounts at the Credit Union are called shares because they represent your share in the Credit Union.
This account is the primary account for all members. You must open a share account in order to utilize the wide array of other services offered. This account must have a minimum balance of $5.00 to remain an active account. A balance of $25.00 is required if you have a loan. There is a $1.00 fee to join and dividends are paid monthly.
Share Certificates are a great way to save while earning a higher dividend rate. Minimum deposit is $1,000.00 with terms ranging from 90 days up to 3 years. Early withdrawal penalty is 90 days dividends.
Our Share Draft account offers you a low cost, convenient way to manage all your financial needs. A “Senior” account is also available.
Members over the age of 55 are eligible for this account.
Traditional and Roth IRA’s are available at competitive rates with a minimum of $5.00 to open.
Christmas Club and Back to School Club accounts make Christmas and/or school season more enjoyable and stress free. Put away a few dollars each payday and start shopping when your ready! Checks containing the balance in the Back to School accounts are issued to you on the first business day in August and the Wednesday before Thanksgiving for Christmas Clubs. The accounts remain open for you to continue to save for next year. These accounts require a $5.00 deposit to open and dividends are paid monthly. There is a $5 fee for early withdrawal.
All GPCU loans are processed at the credit union. Here you will receive the great personal service, quick response time and easy application process you can expect from your Credit Union. All loans are simple interest with no pre-payment penalty. GPCU offers MEMBERS CHOICE disability insurance to help protect you from unexpected income loss due to disability. Credit disability insurance makes your monthly loan payment should you become disabled due to a covered illness or injury. In addition, we also offer MEMBER CHOICE credit life insurance. GPCU can help you plan your family’s future and preserve the standard of living you worked so hard to achieve. Loan officers can assist you with more details on MEMBERS CHOICE credit life insurance, including exclusions, limitations and benefits. Payroll deduction or automatic payments are also available. Types of loans available include:
This free service allows you to access your account online using a secured password. You can check you balance, make transfers, review account history or order checks.
This low cost service allows you to set up automatic payments to your creditors from your Share Draft account. This service is available for a nominal fee of $5.00 per month.