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Savings and Loan Rates


Rates effective January 1, 2019
Rates subject to change monthly
Annual Yields are compounded monthly
Credit Union may match CD rates of other Financial Institutions

Certificates of Deposit

TypeTermRateAPY*
Certificates of Deposit90 Days1.00%1.004%
$1,000 Minimum180 Days1.30%1.307%
Early withdrawal penalties may365 Days1.60%1.611%
apply to Term Share Accounts2 Years1.80%1.814%
(CD's)3 Years2.10%2.120%

* Annual Percentage Yield Compounded Monthly – Rates subject to change Monthly. Early withdrawal penalties may apply to Term Share Accounts (CD’s). Credit Union may match CD rates of other Financial Institutions.

Club Accounts

TypeTermsRateAPY*
IRA'sN/A1.20%1.206%
Regular SharesN/A0.05%0.050%
Super Share Rates$2,500.00 - $24,999.990.05%0.050%
-$25,000.00 & Over0.10%0.100%
Club AccountsN/A0.05%0.050%
Draft AccountsN/A0.05%0.050%

Loan Rates

TypeTermRate
Vehicle Loans--
New Vehicle2 Years3.75%
-3 Years4.00%
-4 Years4.25%
-5 Years4.50%
-6 Years5.25%
Pre-Owned--
2014 - 2019Up to 5 years4.50%
2009-2013Up to 4 Years5.50%
Classic VehiclesUp to 3 Years8.00%
Over $25,000.00Up to 5 Years8.00%
Motorcycle Loans--
New MotorcycleUp to 5 Years6.00%
Pre-ownedN/AN/A
2014 -2019Up to 5 Years6.00%
2009-2013Up to 4 Years7.00%
Watercraft Loans--
New WatercraftUp to 7 Years5.75%
Pre-owned
Pre-owned Over $25,000
Up to 5 Years
Up to 10 Years
6.50%
7.75%
New Over $25,00.00Up to 10 Years7.25%
Motorhome / Travel Trailer--
New/Pre-ownedUp to 10 Years6.00%
Farm Equipment--
New/Pre-ownedUp to 5 Years8.00%
Credit Union may match dealership rates for loan types stated above.--
Personal Loan Rates--
Share Secured3 Years5.00%
CD SecuredN/A3.00%
--Above CD Rate
Personal Loans3 Years13.00%
Over $4,000.00Up to 5 Years14.00%
Personal Loans with Collateral3 Years10.00%/8.00% A+ rating
Mastercard / Gold / PlatinumN/A12.99% / 10.99% / 8.99%

0.50% deduction for payroll deduction or automatic payment. (Excludes personal loans). Add 3.50% for A- loans — Subtract 0.50% for A+ loans. (Excludes personal loans). 1.00% interest rate reduction on new personal loans for each collateralized loan with GPCU.