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Savings and Loan Rates



Rates effective February 1, 2023

Rates subject to change monthly | Annual Yields are compounded monthly

Grand Prairie Credit Union may match CD rates of other Financial Institutions

Certificates of Deposit

TypeTermRateAPY*
$1,000.00 Minimum90 Days0.95%0.954%
180 Days1.15%1.156%
365 Days1.25%1.257%
2 Years1.45%1.459%
3 Years1.65%1.662%

*Annual Percentage Yield Compounded Monthly | Rates subject to change Monthly. Early withdrawal penalties may apply to Term Share Accounts (CDs). Grand Prairie Credit Union may match CD rates of other Financial Institutions.

Club Accounts

TypeTermsRateAPY*
IRA's-0.50%0.500%
Regular Shares-0.05%0.050%
Super Share RatesTo $4,999.990.10%0.010%
To $9,999.990.10%0.010%
To $24,999.990.10%0.010%
$25,000.00 & Over0.10%0.010%
Club Accounts-0.05%0.050%
Draft Accounts-0.05%0.050%

Loan Rates

TypeTermRate
Vehicle Loans
New Vehicle2 Years5.75%
3 Years6.00%
4 Years6.25%
5 Years6.50%
6 Years7.25%
Pre-Owned
2018 - 2023Up to 5 years6.50%
2013 - 2017Up to 4 Years7.50%
Classic Vehicles
Under $25,000.00Up to 3 Years7.50%
Over $25,000.00Up to 5 Years7.50%
Motorcycle Loans
New MotorcycleUp to 5 Years7.00%
Pre-owned
2018 - 2023Up to 5 Years7.00%
2013 - 2017Up to 4 Years8.00%
Watercraft Loans
New WatercraftUp to 7 Years6.75%
New Over $25,000.00Up to 10 Years6.75%
Pre-ownedUp to 5 Years7.50%
Pre-owned Over $25,000Up to 10 Years7.50%
Motorhome / Travel Trailer
New/Pre-ownedUp to 10 Years7.00%
Farm Equipment
New/Pre-ownedUp to 5 Years9.00%
***Credit Union may match dealership rates for loan types stated above.
Secured Personal Loan Rates
Share Secured3 Years5.00%
CD Secured-3.00% Above CD Rate
Personal Loan Rates
3 Years10.00% to 15.00%
Over $4,000.00Up to 5 Years11.00% to 16.00%
Personal Loans with Collateral3 Years8.00%
6.00% A+ rating
Mastercard / Gold / Platinum-12.99%
10.99%
8.99%

0.50% deduction on loan rates for payroll deduction or automatic payments excluding personal loans. 3.50% will be added for A- loans and 0.50% will be substracted for A+ loans excluding personal loans. 1.00% interest rate reduction on personal loans for each collateralized loan with Grand Prairie Credit Union.