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Savings and Loan Rates

Rates effective September 1, 2022
Rates subject to change monthly
Annual Yields are compounded monthly
Credit Union may match CD rates of other Financial Institutions

Certificates of Deposit

Certificates of Deposit90 Days0.35%0.350%
$1,000 Minimum180 Days0.45%0.450%
Early withdrawal penalties may365 Days0.60%0.601%
apply to Term Share Accounts2 Years0.80%0.802%
(CD's)3 Years1.00%1.004%

* Annual Percentage Yield Compounded Monthly – Rates subject to change Monthly. Early withdrawal penalties may apply to Term Share Accounts (CD’s). Credit Union may match CD rates of other Financial Institutions.

Club Accounts

Regular SharesN/A0.05%0.050%
Super Share RatesTo $4,999.990.05%0.050%
-To $9,999.990.05%0.05%
-To $24,999.990.05%0.05%
-$25,000.00 & Over0.05%0.050%
Club AccountsN/A0.05%0.050%
Draft AccountsN/A0.05%0.050%

Loan Rates

Vehicle Loans--
New Vehicle2 Years4.25%
-3 Years4.50%
-4 Years4.75%
-5 Years5.00%
-6 Years5.75%
2017 - 2022Up to 5 years5.00%
2012 - 2016Up to 4 Years6.00%
Classic Vehicles--
-Up to 3 Years7.50%
Over $25,000.00Up to 5 Years7.50%
Motorcycle Loans--
New MotorcycleUp to 5 Years6.50%
2017 - 2022Up to 5 Years6.50%
2012 - 2016Up to 4 Years7.50%
Watercraft Loans--
New WatercraftUp to 7 Years6.25%
New Over $25,000.00Up to 10 Years6.25%
Pre-owned Over $25,000
Up to 5 Years
Up to 10 Years
Motorhome / Travel Trailer--
New/Pre-ownedUp to 10 Years6.50%
Farm Equipment--
New/Pre-ownedUp to 5 Years8.50%
Credit Union may match dealership rates for loan types stated above.--
Personal Loan Rates--
Share Secured3 Years5.00%
CD SecuredN/A3.00%
--Above CD Rate
Personal Loans3 Years10.00% to 15.00%
Over $4,000.00Up to 5 Years11.00% to 16.00%
Personal Loans with Collateral3 Years8.00%/6.00% A+ rating
Mastercard / Gold / PlatinumN/A12.99% / 10.99% / 8.99%

0.50% deduction for payroll deduction or automatic payment. (Excludes personal loans). Add 3.50% for A- loans — Subtract 0.50% for A+ loans. (Excludes personal loans). 1.00% interest rate reduction on new personal loans for each collateralized loan with GPCU.